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My Creed To My Clients:

"I put client's needs 1st. I'm willing to show them products that aren't just for today, but build equity towards the future when the price will be out of most people's ability to meet.

​ I educate younger clients about what each level of insurance does/does not do for them so THEY make the right decision for their needs. 

Once they understand what term, whole life, and universal life is, and the cost vs benefits, they can make a budget friendly choice for today while planning for future needs.


If they know BEFORE they are parents what a college growth policy does for their child, they can get a policy when their child is an infant that will take care of college, house down payments, starting a business, and retirement due to the time value of compound interest that works FOR them rather than AGAINST them.


 Putting your high school students in a COLLEGE PLANNING PROGRAM early can increase their chance of graduating from 50% to 86%, graduate at least a year sooner, and show parents how to get wholesale price instead of retail price.


I help people get out of debt and build cash they can utilize to fund their future purchases and KEEP them debt free.

 It's a WIN/WIN.


I bring value to my community by giving people the means to carry on financially after catastrophic illness, death of a loved one, or debt that leads to needing public assistance. I HIGHLY recommend me because, while I may be in business to create income, It's also a ministry and a public service to me, 

and I truly believe that if my clients come first,

 my income will take care of itself."

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